Business line of credit
Draw funds more than once, up to a limit.
Read this typeBUSINESS FINANCING
Seven ways businesses borrow or sell future receipts
These pages explain the structure of each option. They do not mean Common Lending offers them, matches them, or has a partner who does.
Term loan
One amount, repaid on a set schedule.
Read this typeBank loan
A loan from a bank’s own credit policy.
Read this typeSBA-guaranteed loan
A lender loan with a possible SBA guarantee.
Read this typeEquipment financing
Finance a machine, vehicle, or other asset.
Read this typeInvoice financing
Borrow against invoices customers have not paid.
Read this typeMerchant cash advance
Funds for a slice of future receivables.
Read this typeMore topics
Factoring, commercial property, credit cards, buying a business, and startup financing. Each page explains the structure. Telling us what you are looking for records interest. It does not mean Common Lending offers that type.
Invoice factoring
Sell invoices instead of borrowing against them.
Commercial real estate
Finance a shop, workshop, or other property.
Business credit card
A revolving card for business purchases.
Buying a business or franchise
Pay for a business or a franchise.
Startup financing
Funding for a business just getting started.
Guides
Not sure which one fits?
Choose what fits your business, or select I’m not sure for guidance. That path still completes the business application, including three months of statements.
- 1Need, amount, and timing.
- 2Business details. Extra questions only if you name a type.
- 3Review, then submit. That is a receipt, not an approval.
A home equity line is not in this list. It is a separate homeowner page, and default can lead to foreclosure.