What it is
Invoice financing means borrowing against invoices the business still owns. Repayment is tied to those invoices, often when the customer pays. Factoring is different: that is a sale of the invoices.
What's typically needed
- Latest three months of business bank statements
- Time in business
- A government-issued photo ID
- Recent invoices or an accounts-receivable aging report
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Applying has no impact to your credit. Submitting this form does not pull a credit report.
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