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Document collection is turned off. This site can explain financing types, and it will not store bank statements until security and product availability are actually in place.

CommonLending

GUIDES

Read the cost before you name a product

Fees, guarantees, documents, credit inquiries, and total cost. These pages do not publish rates, and they do not say Common Lending can arrange the financing.

Before you sign

Fees, guarantees, collateral, prepayment, and how often payments come out. None of these figures are filled in for you, because this site does not have an offer to show.

What a completed application includes

This site’s completed business application asks for the latest three months of business bank statements. The lists below are what a provider may ask for later. They are not uploaded here.

Credit inquiries

This website does not check your credit. A lender or card issuer you contact later might.

What providers often weigh

Time in business, deposits, existing debts, collateral, and a personal guarantee show up in different ways. This site does not score them and does not publish a cutoff.

Repayment and total cost

Compare the total you would pay, not only the installment. The calculator uses numbers you type. It is not a quote.

Refinancing business debt

Replacing a business debt is a use of funds, not a consolidation product this site guarantees. The useful comparison is total remaining cost against total replacement cost.