What it is

Hotels and inns spend on staff and upkeep before the season fills the book. A line of credit fits that swing. A renovation is closer to a term loan or commercial property financing.

What's typically needed

Latest three months of business bank statements
Time in business
A government-issued photo ID
Basic business details, such as legal name and industry
Busy season, and whether the funds are for rooms or payroll

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Applying has no impact to your credit. Submitting this form does not pull a credit report.