What it is

Loans are usually described with an interest rate or an APR. A merchant cash advance often uses a factor rate, which is a multiplier, not an APR. Ask for the total you would repay in dollars.

What's typically needed

Latest three months of business bank statements
Time in business
A government-issued photo ID
Basic business details, such as legal name and industry

Start application

Applying has no impact to your credit. Submitting this form does not pull a credit report.